Payments Policy

Welcome to KRUTYAKOV. This Payments Policy explains how payments are processed on our website and what to expect at checkout.

1) Accepted Payment Methods
We accept secure payments via trusted payment providers. Depending on your location and device, the following options may be available at checkout:
• Credit/Debit Cards (Visa, Mastercard, American Express, Discover and other major cards)
• PayPal
• Stripe (credit/debit cards and supported wallets, depending on your checkout options)
• Digital wallets (Apple Pay / Google Pay, where available)

2) Currency
All prices and transactions on krutyakov.net are processed in US dollars (USD) unless stated otherwise. If you pay using another currency, your bank or payment provider may apply an exchange rate and/or additional fees.

3) Payment Security
We use industry-standard security measures (including SSL encryption). Card details are processed securely by our payment providers — we do not store your full card information on our servers.

4) Order Confirmation
After placing your order, you’ll receive an email confirmation with your order number and purchase details. If you notice any issue in the confirmation, contact us as soon as possible.

5) Taxes, Duties & Fees
• Sales tax (if applicable) is calculated during checkout based on your delivery address.
• International orders may be subject to customs duties/taxes in the destination country. These charges (if any) are the responsibility of the recipient.

6) Cancellations, Returns & Refunds
If you need to cancel an order, please contact us within 12 hours of placing it. After an order is processed or shipped, it can’t be canceled and standard return rules apply.
For details, please review:
• Refund & Return Policy: https://krutyakov.net/pages/refund-return-policy
• Shipping Policy: https://krutyakov.net/pages/shipping-policy

7) Contact
Email: info@krutyakov.com
WhatsApp (optional): +380639176677

KRUTYAKOV reserves the right to update this Payments Policy at any time. Please check this page periodically for changes.